*	{border: none; padding: 0; margin: 0;}
body	{background-color: white;/*#EEF6FC;*/
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.80em; color: black;}
a:link	{color: #0066CC; text-decoration: none;}
a:visited	{color: #0066CC; text-decoration: none;}
a:hover	{color: #6666CC; text-decoration: underline;}
h1	{font-family: Arial, Helvetica, sans-serif;
	font-size: 145%; text-align: center; font-style: normal;
	margin: 0; padding: 15px 0 25px 0;
	letter-spacing: 1px;}
h2	{font-family: Arial, Helvetica, sans-serif;
	font-size: 120%; text-align: center;
	margin: 0; padding: 10px 0 10px 0;}
h3	{font-family: Arial, Helvetica, sans-serif;
	font-size: 110%; text-align: left;
	margin: 0; padding: 10px 0 10px 0;
	clear: both;}
h4	{font-family: Arial, Helvetica, sans-serif;
	font-size: 100%; text-align: left;
	margin: 0; padding: 10px 0 10px 0;
	clear: both; font-weight: bold;}

.boldtext	{font-weight: bold;}
.whitetext	{color: white;}

div.mast	{background: #F4F9FD;
	border-bottom: 1px solid #404040;
	padding: 20px 0 20px 50px; color: black;}
div.mast img#mastimg1	{width: 456px; height: 32px;}
div.mast img#mastimg2	{width: 200px; height: 32px;}

div.content	{background-color: white;/*#EEF6FC;*/; color: black; width: 95%;
	padding: 0 0 0 15px;}
div.content p	{padding: 5px 0 5px 0;}
div.content ul	{padding: 0 0 0 15px;}
div.content li	{padding: 0 0 10px 10px;}

div.lowertext	{padding: 35px 0 30px 15px;}


div.footer	{clear: both; background-color: #F4F9FD;
	border-top: 1px solid #404040;
	padding: 5px 0 5px 30px;
	color: #A0A0B0; font-size: 85%;
	line-height: 1.5em;}
div.footer a	{font-family: Verdana, Arial, Helvetica, sans-serif;
	padding: 0px 20px 0 0;}
div.footer a:link	{color: #B8B8E0; text-decoration: none;}
div.footer a:visited	{color: #B8B8E0; text-decoration: none;}
div.footer a:hover	{color: #C8C8E0; text-decoration: underline;}